Free Yourself From the Burden of Debt and Enjoy Financial Peace

Transform your money management behaviors and find financial peace with a Ramsey Financial Coach

 

Be Encouraged

Get Educated

Find Peace

You want financial peace, but…

You're swimming in debt

You're living paycheck to paycheck

You have poor money-managing habits

Your finances are straining your relationships

You don't know how to budget, plan for emergencies, save, or invest

Living under the strain of debt can make you feel overwhelmed and embarrassed to ask for help

No one should ever have to be trapped in a cycle of debt. You deserve to live free and not be imprisoned by financial liabilities.

So what is a financial coach vs. a financial advisor?

“It’s been said that the difference between a financial advisor and a financial coach is this; a financial advisors tell your money how to behave, while a financial coach tells you how to behave with your money. My desire as a Dave Ramsey financial coach is to help educate and empower you as you work towards breaking the cycle of debt and achieving financial peace. If I could do it, I know you can too.”

Scott Kolb

Ramsey Financial Coach

 

Be empowered, experience personal transformation, and live with financial peace

Gain empowerment over your finances through education

You’ll learn the necessary knowledge and skills needed to manage your finances effectively. Such as how to create a budget and learn what is a debt snowball.  

Experience personal transformation

Little by little, day by day, as you walk through the steps, you’ll begin to feel the burden of debt start to lift as the dark cloud that has followed you for years begins to dissipate. 

Live with financial peace and freedom

No longer be imprisoned by debt. Have the freedom to take that vacation, savings you can pull from when emergencies arise, and the peace of mind that comes from knowing you are in control of your money.

Others just like you

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As a first time home buyer, Scott was great at taking us through the whole process and making sure we were prepared every step of the way.

5
Dana W.
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Scott was great to work with and went above and beyond in order to get our time crunch closing done. He communicated throughout the process so we were aware of and understood everything that was happening. He was readily available whenever we needed him. We would definitely recommend Scott and his team! Thanks again!!!

5
Ashley M.
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Scott was really timely with answering questions and really walked us through the process!

4.5
Rachel J.

3 Steps To Financial Freedom

Let’s Talk

During this free 30-minute consultation, we’ll discuss your finances and unique situation.  I’ll then provide a few helpful steps you can take to begin to improve your finances immediately.

We Meet

Find encouragement and learn new money management skills as we walk through the steps together on your path to achieving financial peace.

Find Freedom

Enjoy life and experience the freedom that comes when you are no longer imprisoned by debt and are in control of your finances.

Hi, I’m Scott Kolb. I understand how it feels to be surrounded and stuck in debt. It’s frustrating when you find yourself stuck in this situation, worried about what lies ahead, and embarrassed at the thought of getting help.

I get it. Money is a personal matter.

However, just like anything else in life, change, any change, can seem impossible – until you take that first step, achieve that first victory, and begin to see what life can be like on the other side of your problem.

Today, I want to encourage you and let you know this: If I could do it, I know you can do it too.

Read Scott's Story

Several years ago, after a job change and a decline in income, I relied on credit cards to help meet my financial needs. After accumulating around $60,000 in debt from student loans, car loans, and credit card expenses, I decided I had finally had enough. Determined to change our situation, I sought help through programs like Dave Ramsey’s Financial Peace, and within a couple of years of following the steps, I successfully eliminated our financial debt. Today my wife and I live in financial peace, with a surplus of funds for expenses and emergencies, which has given me the freedom to pursue my own business and help others find financial freedom too.

Which is why for over two decades, first working as a mortgage broker and now as a Ramsey Master Financial Coach, I’ve assisted hundreds of individuals in improving their debt profile, saving for a down payment, and overcoming their financial challenges. To share the good news that it’s possible for you to escape the dark cloud that looms over your life and achieve financial freedom.

No one should ever be enslaved by debt

Struggling with debt due to bad habits or lack of knowledge can make you feel hopeless and embarrassed to ask for help. As a Certified Financial Coach, Scott Kolb can help you walk through the steps to eliminate your debt so you can live freely and with financial peace.

Read More

At Scott Kolb Financial Coaching, I know you want to have peace regarding your finances. In order to do that, you need a financial coach who can help guide your financial behaviors and money management. The problem is you struggle to effectively manage your finances due to either a lack of financial knowledge, bad behaviors, or a combination of both. Which makes you feel hopeless and embarrassed that you are in need of help. I believe you should be able to live within your means while living freely and not enslaved to debt.

If I can do it, I know you can too. Several years ago, after a job change and a decline in income, I relied on credit cards to help meet my financial needs. After accumulating around $60,000 in debt from student loans, car loans, and credit card expenses, I decided I had finally had enough. Determined to change our situation, I sought help through programs like Dave Ramsey’s Financial Peace, and within a couple of years of following the steps, I successfully eliminated our financial debt. Today my wife and I live in financial peace, with a surplus of funds for expenses and emergencies, which has given me the freedom to pursue my own business and help others find financial freedom too.

Which is why for over two decades, first working as a mortgage broker and now as a Ramsey Master Financial Coach, I’ve assisted hundreds of individuals in improving their debt profile, saving for a down payment, and overcoming their financial challenges. To share the good news that it’s possible for you to escape the dark cloud that looms over your life and achieve financial freedom.

Here’s how you can find financial freedom in your life.

Step 1: Let’s talk.– During this free 30-minute consultation, we’ll discuss your finances and unique situation.  I’ll then provide a few helpful steps you can take to begin to improve your finances immediately.

Step 2: We Meet. –  Find encouragement and learn new money management skills as we walk through the steps together on your journey to finding financial peace.

Step 3: Find Freedom Over Your Finances. – Enjoy life and experience the freedom that comes when you are no longer imprisoned by debt and are in control of your finances. 

So, schedule a call, and in the meantime, download this free PDF, “Creating A Budget: The Secret To Unlocking Your Financial Freedom.” So you can stop feeling overwhelmed and embarrassed about your finances and instead have the joy of living your life freely with financial peace.

Aren’t you tired of the dark cloud of debt looming over your life?